How we can help
We have over 18 years of collective experience in the financial services industry.
Bstrategic Financial Managnement has a vibrant and happy team dedicated to helping you protect what's most important to you and to build wealth for your future.
Our aim is simple, we want to be your coach. We want to help guide you to a financial future that provides you with all that you wished for and more.
Protect What You Have
'Expect the best, but plan for the worst!'
As much as we all don't like paying insurance premiums we keep doing so because we understand that bad things do happen to good people. For every home lost through fire, 3 are lost through loss of life and 48 are lost through disablement. The main reason for having personal insurance is to protect you and your loved ones in case you can no longer provide for them.
Personal insurance is an essential consideration of any good financial plan. Some insurance premiums are 100% tax deductable and can even be deducted from your superannuation balance so your cash-flow is not effected.
The various types of personal insurance available today include Life Insurance, Income Protection, Total and Permanent Disablement and Critical Illness. We can help you work out the right amount of cover for you and set things up so that, if something unfortunate does happen, both you and the ones you love will be protected.
Its a very common phrase, although for most of us, it doesn't just talk, it creates quite a racket. With interest rates, market movements, fund performance, tax implications and new superannution rules, there is a lot to listen to and think about. Getting professional help can make it easier and you don't need a fortune.
We can help you create a basic, fundamental financial plan or a complex and comprehensive one incorporating:
Self Managed Superannuation Funds.
We'll help you select the right investments for you and your goals. This doesn't mean you hand over total control to your Adviser. You can be involved as much or as little as you like.
Plan for Retirement
Your Superannuation balance at retirement will largley determine the lifestyle you will lead in retirement. The investment choices you make regarding your Super account can have an enormous impact on how much money you will have at retirement. A difference in your annual investment returns of as little as one half of one percent can mean a difference of tens of thousands of dollars at your retirement.
Not only do we look at your Super fund performance but there are also the tax implications and constant changes in legislation with regard to taxation and superannuation rules that we can help you with. Superannuation is one of the most tax effective and wealth creation strategies available to you.